購入的單位是負資產,買方可如何減低風險?

搜尋各區工商舖資訊 (輸入: 地區、大廈)

如果買方有意購入的單位是負資產(售價未能完全抵銷未清還的按揭貸款),買方可如何減低風險?

因地產市場在 1997年後曾經急挫,買方必須向地產代理及賣方查問有關物業是否負資產 。

如是負資產,買方應與賣方商議在臨時買賣合約加入一條款,列明訂金由賣方律師保存而不會即時發放予賣方,直至賣方能證明未清還的按揭貸款不會超過售價餘款(即售價減訂金)。一旦賣方未能在交樓前解除現有按揭,上述條款能減少買方的損失。

如果賣方堅決拒絕加入這條款於臨時買賣合約內及/或買方願意承擔風險,則作別論。但任何面對此問題的買家應先尋求法律意見才作決定。

立即致電 直接與專人即時查詢

電話: +852 3952 0222
電郵: enquiry@rcphk.com

立刻取得 開業一條龍 致富秘密

於下方輸入電郵(Email) 即可得到 最快最新 創業心得 經營生意工商舖投資、買賣技巧、租務注意位等 資訊
[wysija_form id=”2″]

免費取得工商舖快訊

聯絡代理

李先生 Tommy Li
帝城地產
Tel: 69992393
tommyli@rcphk.com
EA Licence: E-376043

Subject to Contract: This document is prepared by Royal City Properties (HK) Ltd for information only. Whilst reasonable care has been taken in preparing this document, it is subject to change and these particulars do not constitute, nor constitute part of, an offer or contract, interested parties should not rely on the statements or representations of fact but must satisfy themselves by inspection or otherwise as to the accuracy. No person in the employment of the agent or the agent’s principal has any authority to make any representations or warranties whatsoever in relation to these particulars and Royal City Properties (HK) Ltd cannot be held responsible for any liability whatsoever or for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this document. (EA Licence: C-068250)

RCP-BannerAd